Mastercard betting sites in Illinois

Most betting sites in Illinois accept Mastercard as one of the primary banking methods due to the different benefits that come with it. This comprehensive guide will talk about how the payment method works and how to get started using Mastercard at sportsbooks in the Prairie State.

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Best Mastercard betting sites in Illinois

Top-Rated App
Bet $5 Get $200 in Bonus Bets
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
Popular Promo
Second Chance Bet Up To $1000
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
Hot & Trending
Second Chance Bet Up To $500
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
Second Chance Bets Up To $1000
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER

Which betting apps in Illinois accept Mastercard?

There are currently 4 betting apps in Illinois that accept Mastercard: DraftKings, Caesars, BetRivers, PointsBet.

About Mastercard

Mastercard is one of the oldest payment methods. While the brand was founded in 1966, it was not until 1988 that the first Mastercard was issued. Today, the payment network processor is available in almost all countries worldwide.

You can use Mastercard to make payments online and at local stores. The payment method is usually connected to the users’ bank accounts, allowing them to perform transactions directly from their accounts.

Security and Safety

As one of the biggest and most popular banking options, Mastercard pays attention to users’ money and data safety. First, regardless of your type of card, your details, such as the 16 digits and CVV, are only known by you. Besides that, to ensure that transactions originate from the appropriate users, most banks that issue Mastercard uses a two-factor authentication method to authenticate transactions.

If you want to make payments using your card, your bank will send a One Time Password (OTP) to your registered phone number or email, which you have to provide to authenticate the transaction. This is in addition to the PIN (Personal Identification Number) that you have initially set for your card.

Fees and Charges

Depending on the issuer of your Mastercard, you may be charged fees for transactions and maintenance. Some financial institutions charge fees per transaction, while others charge monthly.

We recommend that you check the fees section of your bank to see what applies in your case. If you cannot find details about the fees online, you may need to contact the customer support department of your issuer.

How to deposit with Mastercard on Illinois sports betting sites

Funding your Illinois sportsbook account with Mastercard is nothing difficult. The process is similar to that of other banking options. Besides that, the good thing about using the option at the best IL sports betting site is that your deposits will be processed instantly.

Ideally, there are three two steps to using Mastercard to deposit at these sportsbooks:

1. Register to a sportsbook in Illinois that accepts Mastercard

The first step to using Mastercard to deposit at an Illinois sportsbook is to choose a betting site that accepts this payment method. This would be pretty easy as the option is available at almost every gambling app and site.

But before you choose just about any betting operator, there are a few things you should consider. First is the licensing and security of the site. Besides, take into account the sports covered, odds, betting markets, fees, deposit limits, and sports betting promos.

2. Choose Mastercard as deposit method

Once you’ve selected the best IL sports betting site that suits your taste, you can proceed to create an account with it. The account-creation process should not take long.

You will be required to provide your basic details such as name, last four digits of your Social Security Number (SSN), email address, phone number, and so on. Once you fill the registration form of the betting site with the accurate information and submit it, an activation code or link will be forwarded to your email or phone. With this, you can activate your account and get ready to deposit.

To deposit using Mastercard, click on the Deposit button that is usually in the My Account section of your betting account. This will load the cashier page with all the supported payment methods displayed.

From the list, choose Mastercard as your deposit method. After that, enter the amount you want to add to your betting account. You will then be prompted to provide your card details — the 16 digits, expiry date, and CVV.

In some cases, you will need to enter your card PIN, and an OTP will be sent to your device to authenticate the transaction. If you’ve signed up for Mastercard SecureCode, you will also need to provide the code for authentication. Once that is done, the money will show in your betting account, and you can start betting on your favorite sports.

Pros & cons of using Mastercard when sports betting

Before you start using Mastercard at Illinois gambling sites, you should know that it has some pros and cons. Here, we will highlight some benefits and drawbacks of the payment option.


One of the benefits of using Mastercard at IL sportsbooks is its fast processing time. When you use the method to deposit at a sports betting site, it will be processed within minutes.

Besides that, it is a secure option that uses several advanced technologies and encryption protocols to protect users’ money and data.

  • It’s fast
  • It’s secure
  • It's widely accepted


Despite being a good payment method, Mastercard does not come without its own drawbacks. First, not all betting operators in IL accept the method for withdrawals.

This means if you win, you may have to cash out your winnings using other options. In addition, your payments may get denied for any reason. But this does not mean that the payment method is not reliable.

  • Not always accepted as a withdrawal method
  • Payments can get denied by your bank

Different types of Mastercards

As we mentioned earlier, there are different kinds of Mastercard, and each has its peculiar features. So before you choose a type of Mastercard, it is important that you get familiar with the features and understand the fees and how it works.

You can read more about the most common Mastercard types below:

Credit card

As the name depicts, this type of Mastercard offers more spending power. When you make payments from your credit Mastercard, it is more like borrowing money from your financial institution, which you have to pay later.

Debit card

Here, transactions are deducted directly from your checking account. It offers the convenience to make payments, withdraw at ATMs, and in some cases, receive payments into your checking account.

Prepaid card

A prepaid Mastercard is essentially used for making payments and not receiving them. You will be able to load money on it and spend up to that amount. This is not connected to a checking account like the debit Mastercard.

Gift card

This is also a form of prepaid card that you can load money on and use to make payments o perform other kinds of transactions.

Are there any alternatives?

While Mastercard is popular and widely accepted in Illinois and other parts of the world, there are cases where the banking option may not be available. In such cases, you can use alternatives that work like Mastercard.

However, note that these alternative banking options have different features, fees, and technicalities. So you should do your research before deciding to use any one of them. Here are some popular Mastercard alternatives:

Mastercard betting site bonuses in IL

DraftKings Bet $5 Get $200 in Bonus Bets
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
Caesars Second Chance Bet Up To $1000
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
BetRivers Second Chance Bet Up To $500
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER
PointsBet Second Chance Bets Up To $1000
21+ and present in IL. Gambling Problem? Call 1-800-GAMBLER


Is it safe to deposit using Mastercard on Illinois sportsbooks?

Yes, it is. Mastercard is a safe payment method that uses top-notch security protocols and encryption technologies to secure users’ money. But despite this, you should ensure that the sportsbook you are choosing is SSL-encrypted and has technologies to protect your financial details from falling into the wrong hands.

Can I withdraw my winnings directly to my Mastercard?

Depends on the betting site and type of card. If you are using a debit Mastercard, some IL sportsbooks may allow you to withdraw winnings directly using your card. However, make sure you check the payment information of the operator to know the requirements.

What is Mastercard SecureCode?

Mastercard SecureCode is a service that helps to enhance the security of your Mastercard. It serves as a 2FA for authenticating transactions made from your Mastercard. However, in most cases, you need to enroll for it. You can see document on your financial institution website to learn how to do this.